If You Need Help in the State of South Dakota

Depending on your situation, there are different organizations that may be able to help you.

Foreclosure Help

If you are in foreclosure or at risk of default, contact the following:

• Your state’s toll free foreclosure hotline: 1-877-832-0161 (West of the Missouri River) or 1-877-830-0163 (East of the Missouri River)

• Statewide number for Legal Aid: 800-952-3015 (East River) or 800-658-2297 (Dakota Plains)

• The national HOPE Hotline: 888-995-HOPE (4673)

• Your servicer. For a list of servicers and their contact information, click this link: www.makinghomeaffordable.gov/get-answers/pages/get-answers-how-contact-mortgage-company.aspx

Loan Modification Help

If you want a loan modification or refinance under the national mortgage settlement, contact your servicer:

• Ally/GMAC: 800-766-4622

• Bank of America: 877-488-7814 (Available M-F 7 a.m. – 9 p.m. CT and Saturdays 8 a.m. – 5 p.m. CT)

• Citi: 866-272-4749

• JPMorgan Chase: 866-372-6901

• Wells Fargo: 800-288-3212 (Available M-F 7 a.m. – 7 p.m. CT)

If you want a loan modification or refinance and your servicer was not one of the five under the consent judgment, you should contact your servicer anyway. Here is a list of servicer contact information: www.makinghomeaffordable.gov/get-answers/pages/get-answers-how-contact-mortgage-company.aspx

Complaints Help

If you have a complaint about how your servicer is treating you, contact the following:

• Your state Attorney General’s Office: 1-800-300-1986

• The Consumer Financial Protection Bureau: http://www.consumerfinance.gov or 855-411-2372

Settlement Compensation Help

The Settlement Administrator has made payments to most eligible borrowers. The Office of Mortgage Settlement Oversight is not the Settlement Administrator and does not handle or oversee direct payments to consumers within the settlement. If you have questions about your eligibility or compensation under the settlement, please call the Settlement Administrator toll-free at 1-866-430-8358.

Scam Help

If you have been scammed by a foreclosure rescue operator or a debt relief organization, contact your state Attorney General’s Office at 1-800-300-1986.

Tenant Help

If you are a tenant who lives in a residence that was foreclosed upon, you can contact legal aid at 800-952-3015 (East River) or 800-658-2297 (Dakota Plains).

Military Help

If you are a service member experiencing mortgage trouble, contact Military OneSource at 1-800-342-9647.

State Information on Settlement

Your state Attorney General’s information on the settlement: http://atg.sd.gov/Consumers.aspx