Delaware
If you’re a homeowner who needs help in the State of Delaware:
Depending on your situation, Attorney General Matt Denn’s Office, other state agencies, Delaware’s HUD-certified housing counselors, and other organizations may be able to help you.
Foreclosure Help
If you are in foreclosure or at risk of default, contact the following:
- Attorney General’s Mortgage Hotline: 800-220-5424
- Legal Aid: 800-773-0606
- Your mortgage servicer. For a list of servicers and their contact information, visit: www.makinghomeaffordable.gov/get-answers/pages/get-answers-how-contact-mortgage-company.aspx
Loan Modification Help
If you want a loan modification or refinance under the national mortgage settlement, contact your servicer:
- Ally/GMAC: 800-766-4622
- Bank of America: 877-488-7814 (Available M-F 8 a.m. – 10 p.m. ET and Saturdays 9 a.m. – 6 p.m. ET)
- Citi: 866-272-4749
- JPMorgan Chase: 866-372-6901
- Wells Fargo: 800-288-3212 (Available M-F 8 a.m. – 8 p.m. ET)
If you want a loan modification or refinance and your servicer is not one of the five participating in the settlement, you should contact your servicer anyway. For a list of servicers and their contact information, visit: http://www.makinghomeaffordable.gov/get-started/contact-mortgage/Pages/default.aspx
Complaints Help
If you have a complaint about how your servicer is treating you, contact the following:
- Attorney General’s Mortgage Hotline: 800-220-5424
- The Federal Consumer Financial Protection Bureau: http://www.consumerfinance.gov or 855-411-2372.
Settlement Compensation Help
The Settlement Administrator has made payments to most eligible borrowers. The Office of Mortgage Settlement Oversight is not the Settlement Administrator and does not handle or oversee direct payments to consumers within the settlement. If you have questions about your eligibility or compensation under the settlement, please call the Settlement Administrator toll-free at 1-866-430-8358.
Scam Help
If you have been scammed by a foreclosure rescue operator or a debt relief organization, contact the Attorney General’s Consumer Protection Unit at 800-220-5424; learn how to file a complaint by visiting www.attorneygeneral.delaware.gov and click on the red “Complaints” box.
Tenant Help
If you are a tenant who lives in residence that was foreclosed upon, you can contact legal aid at 800-773-0606.
Military Help
If you are a service member experiencing mortgage trouble, contact Military OneSource at 800-342-9647.
State Information on Settlement
For more information from Attorney General Denn’s office about the national mortgage settlement, Delaware’s foreclosure mediation program, and other resources that are available to homeowners visit www.attorneygeneral.delaware.gov, e-mail Consumer.Protection@state.de.us, or call the Attorney General’s Mortgage Hotline at 800-220-5424.
If you were foreclosed upon after January 18, 2012, Delaware’s automatic foreclosure mediation program gives homeowner’s a voice in the foreclosure process and may help you save your home send an e-mail to mortgage.mediation@state.de.us, or visit www.attorneygeneral.delaware.gov to learn about resources that may be available to you.
If you were foreclosed upon before January 18, 2012, contact your servicer, a Delaware Housing Counselor, or the Attorney General’s office (call the Mortgage Hotline at 800-220-5424, send an e-mail to mortgage.mediation@state.de.us, or visit www.attorneygeneral.delaware.gov) to learn about resources that may be available to you.