Iowa
Help in the State of Iowa
Depending on your situation, there are different organizations that may be able to help you.
Foreclosure Help
If you are in foreclosure or at risk of default, or you would like to request a loan modification or other assistance under the national mortgage settlement, contact the following:
Iowa Mortgage Help Hotline:877-622-4866 (toll free)
www.IowaMortgageHelp.com
Iowa Legal Aid:1-800-532-1275
www.IowaLegalAid.org
Iowa Attorney General Consumer Protection Division:
515-281-5926, 888-777-4590 (toll free)
www.IowaAttorneyGeneral.gov
Loan Modification Help
If you would like to request a loan modification or refinance under the national mortgage settlement, contact your mortgage servicer:
- Ally/GMAC: 800-766-4622
- Bank of America: 877-488-7814 (Available M-F 7 a.m. – 9 p.m. CT and Saturdays 8 a.m. – 5 p.m. CT)
- Citi: 866-272-4749
- JPMorgan Chase: 866-372-6901
- Wells Fargo: 800-288-3212 (Available M-F 7 a.m. – 7 p.m. CT)
If you would like to request a loan modification or refinancing and your mortgage servicer is not under one of the five consent judgments, contact your mortgage servicer. For a list of servicer contact information go to: www.MakingHomeAffordable.gov. Click on “Get Started” and then click on “Contact Your Mortgage Company.”
Complaints Help
To file a complaint against your mortgage servicer, contact:
- Iowa Attorney General Consumer Protection Division: 515-281-5926, 888-777-4590 (toll-free) or www.IowaAttorneyGeneral.gov
- The Consumer Financial Protection Bureau: 855-411-2372 or www.ConsumerFinance.gov
Settlement Compensation Help
The Settlement Administrator has made payments to most eligible borrowers. The Office of Mortgage Settlement Oversight is not the Settlement Administrator and does not handle or oversee direct payments to consumers within the settlement. If you have questions about your eligibility or compensation under the settlement, please call the Settlement Administrator toll-free at 1-866-430-8358.
Scam Help
If you have been scammed by a foreclosure rescue operator or a debt relief organization, contact the Iowa Attorney General:
Iowa Attorney General
Consumer Protection Division
Toll-free number: 888-777-4590 (outside of the Des Moines metro area)
515-281-5926
www.IowaAttorneyGeneral.gov
Tenant Help
If you are a tenant who lives in residence that was foreclosed on, contact Iowa Legal Aid:
Iowa Legal Aid
1-800-532-1275
www.IowaLegalAid.org
Military Help
If you are a service member experiencing mortgage trouble, contact Military OneSource, a free service provided by the Department of Defense to service members and their families to help with a broad range of concerns, including financial issues:
Military OneSource
1-800-342-9647
www.MilitaryOneSource.com